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Medicare Advantage Plans in North Carolina
Getting a Medicare Advantage Plan in North Carolina can be easy, but before you get one, make sure you know whether you need a Medicare Advantage Plan or a Medicare Supplement Plan (Medigap). You can take our quiz to find out which plan is right for you.
Once you know which plan is right for you, click the link above to easily enroll in a Medicare Advantage Plan online.
Here is everything you need to know to get started with a Medicare Advantage plan in North Carolina:
HOW TO QUALIFY FOR A MEDICARE ADVANTAGE PLAN IN NORTH CAROLINA
Qualifying for a Medicare Advantage Plan in North Carolina is simple. You must be enrolled in Medicare Part A and Part B and you must be a resident of the state. If you still need to enroll in Medicare Part A & Part B you can do so by calling the Social Security Administration at 1-800-772-1213 or by creating a Social Security Account online.
HOW DOES A MEDICARE ADVANTAGE PLAN BENEFIT ME?
A Medicare Advantage Plan eliminates the 20% coinsurance from Medicare Part B in favor of some small copays and cost sharing. For example, instead of you paying 20% of your medical bill out of pocket, you will only pay a copay designated by the plan.
MEDICARE ADVANTAGE PLANS INCLUDE EXTRA BENEFITS
Most Medicare Advantage Plans include extra benefits such as dental, vision, hearing, over-the-counter quarterly reimbursements, meals, gym memberships, and much more. You will want to refer to the plan's Summary of Benefits for a full list of extra benefits you are entitled to.
SOME MEDICARE ADVANTAGE PLANS GIVE YOU MONEY BACK!
Most plans have a $0 premium and some Medicare Advantage Plans even give you money back by adding it to your Social Security check each month. You will want to search for plans with a "Part B giveback" to see if any are available in your area.
SHOULD I GET A MEDICARE ADVANTAGE PLAN OR A MEDICARE SUPPLEMENT PLAN? WHICH PLAN IS RIGHT FOR ME?
Choosing between a Medicare Advantage Plan or a Medicare Supplement Plan is an important decision and it will vary from person to person. Which type of plan you choose really depends upon what is important to you. If you are not sure which plan is right for you, take our quiz and find out. If it turns out that you need a Medicare Supplement Plan, you can visit our page Medicare Supplement Plans in North Carolina for more information.
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